Why we collect personal information and credit information
We collect personal information and credit information about you and use that information for the following purposes:
Who we may collect your information from
We may collect personal information and credit information about you from someone else when we are providing our services to you. This includes collecting information from a government agency, referrer, credit reporting body, employer, real estate agent, a person you know, agent or credit provider.
Who we may disclose your information to
We may disclose personal information and credit information we collect to:
A third-party recipient of your personal information may use your personal information for any of the purposes we may use it and we may receive a fee associated with the disclosure of the personal information.
We may disclose your personal information to any organisation that may wish to acquire, or has acquired, an interest in our business or any rights under your contract with us.
Exchange of information with Credit Reporting Bodies
We, or persons we disclose your information to, such as credit providers, may exchange information with credit reporting bodies. This includes information about your credit history, credit worthiness, credit liabilities, repayments and defaults.
Exchange of information with Credit Providers
As part of our services to you, we may exchange your personal information and credit information to one or more credit providers. A list of the most common credit providers who deal with us can be found on our website. Credit providers may also disclose information about you to and collect information about you from credit report bodies.
Information about the handling of your personal information and credit information by a credit provider can be found on their website. Information may include:
Using your information to communicate with you for marketing purposes
We may provide you with offers or information about other services we may be able to provide to you unless you tell us not to.
Consent for us to communicate electronically
You agree to, and provide your consent to us:
Electronic messages, information and documents we send you will be to the email or mobile number you have provided us.
You acknowledge that in giving this permission, you agree to:
You may withdraw your permission for the above at any time, provide you give us one (1) business days’ notice and confirm your current residential address and contact details.
In this document, when we use the following words, they have the corresponding meaning:
“Company”, “we”, “our” and “us” means Motion Money Pty Ltd together with our related bodies, affiliates and agents.
“credit information” means information or data which has been collected about you by a credit reporting body, a credit provider, government agency or other organisation which stores credit information and includes the type and amount of credit provided to you, the fact you have applied for credit, when you credit arrangement has been discharged, repayment history information, default information and court information.
“legal obligations” means any laws, regulations, practice statements, guides or codes (as amended) which we are required to comply with and includes the Privacy Act, the Anti-Money Laundering and Counter-Terrorism Financing Act, the National Consumer Credit Protection Act and the Personal Property Securities Act.
“personal information” means information or data which has been collected about you from which your identity is apparent and includes your name, date of birth, residential address and government identifier numbers such as your drivers’ licence number.
“You” means the person giving their consent to collect, use, hold and disclose personal information and credit information pursuant to this document.